Navigating The Retirement Red Zone

Navigating Your Path to
Retirement with
Confidence

Real wealth is discretionary time, money is simple fuel for your life. You could always make another dollar, but you can't make another minute.

Don't let the pursuit of money erode your wealth.

Photo of Bill Decker

Hi, I’m Bill Decker

“My focus is to help clients all over the country find ways to generate more retirement income and find ways to protect their money during turbulent times. Despite the current volatility in the world today, there are still strategies that you can put in place right now to help ensure that you do not run out of income I’d love to meet you and discuss your goals to see if we can help improve your confidence in the future.”

AS SEEN IN

Holistic services to
support your financial life

We specialize in four main services areas designed to help grow, protect and preserve your assets.

Grow your assets.

Investment Management

Plan stable income streams.

Retirement Income Planning

Protect your wealth.

Legacy & Estate Planning

Strategies to help reduce your liability.

Tax Minimization Planning

Schedule your complimentary consultation today!

What’s your game plan
for retirement?

People who successfully retire and stay retired tend to:


  • Strategize for the future.
  • Reduce unnecessary risk.
  • Plan their retirement income streams.


At Navigating The Retirement Red Zone, we can help you do this and much more. We work with retirees and near retirees in the fourth quarter of life to protect their hard-earned assets and plan to make assets last. We specialize in helping clients in St. Augustine, Florida, and beyond navigate their finances with insurance and investment strategies.

What’s holding you back
from financial success?

As you approach retirement, don’t let these questions hold you back:

Am I taking unnecessary financial risks?

Am I paying too much in taxes?

Will my money last the rest of my life?

When you work with us, we explore your situation and then help you put a plan in place based on your unique goals to provide clarity and confidence in your future.

Let’s get started
on your plan

Take the first step with us. Schedule your complimentary consultation so we can get to know you. We will work through our four-step process to prepare your customized plan.

1. Meet

Meet and get to know each other, making sure we are a good fit. 

2. Assess

Review your concerns, goals and recommendations.

3. Improve

Implement the agreed-upon action plan to meet your goals.

4. Evolve

Conduct periodic reviews and adjust as needed.

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