Navigating Your Path to
Retirement with
Confidence
Expertise in Financial and Tax Minimization Planning
Holistic services to
support your financial life
We specialize in four main services areas designed to help grow, protect and preserve your assets.
Schedule your complimentary consultation today!
What’s your game plan
for retirement?
People who successfully retire and stay retired tend to:
- Strategize for the future.
- Reduce unnecessary risk.
- Plan their retirement income streams.
At Navigating The Retirement Red Zone, we can help you do this and much more. We work with retirees and near retirees in the fourth quarter of life to protect their hard-earned assets and plan to make assets last. We specialize in helping clients in St. Augustine, Florida, and beyond navigate their finances with insurance and investment strategies.
Hi, I’m Bill Decker
“My focus is to help clients all over the country find ways to generate more retirement income and find ways to protect their money during turbulent times. Despite the current volatility in the world today, there are still strategies that you can put in place right now to help ensure that you do not run out of income I’d love to meet you and discuss your goals to see if we can help improve your confidence in the future.”
What’s holding you back
from financial success?
As you approach retirement, don’t let these questions hold you back:
Am I taking unnecessary financial risks?
Am I paying too much in taxes?
Will my money last the rest of my life?
When you work with us, we explore your situation and then help you put a plan in place based on your unique goals to provide clarity and confidence in your future.
Let’s get started
on your plan
Take the first step with us. Schedule your complimentary consultation so we can get to know you. We will work through our four-step process to prepare your customized plan.
1. Meet
Meet and get to know each other, making sure we are a good fit.
2. Assess
Review your concerns, goals and recommendations.
3. Improve
Implement the agreed-upon action plan to meet your goals.
4. Evolve
Conduct periodic reviews and adjust as needed.
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Contact Us Today
Interested in learning more about how we can help you? Contact us to schedule a complimentary, no-obligation consultation.
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Email: bill@navtherz.com | Phone: (800) 375-2494 | Address: 135 Jenkins St, Suite 105B 269, St. Augustine, FL 32086
Investment advisory services are offered through HBW Advisory Services LLC. HBW entities are located at 2655 1st Street., Suite 250, Simi Valley, CA 93065, (800) 473-3856. Bill Decker is an Investment Advisor Representative. Navigating the Retirement Red Zone LLC, dba Red Zone Insurance Planning, HBW Insurance & Financial Services, Inc., dba HBW Partners, and HBW Advisory Services are separate entities that do not offer legal or tax advice.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. 112823 | 15440-17553929
By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our insurance and other services can meet your retirement needs. The presenters of this information are not associated with, or endorsed by, the Social Security Administration or any other government agency.